Posted by: Brian Powers | August 12, 2009

Chesterfield Twp Requires Foreclosure Buyers to Pay for Permit

Those of you in the market to buy a home in Chesterfield Township need to be aware that the Township is now requiring buyers to pay $225 for an inspection of any bank-owned foreclosure and obtain a Certificate of Occupancy prior to moving into the home.

Feel free to call or email me if you have any questions on how this will impact you when buying a home.

Brian Powers



PUBLISHED: Wednesday, August 12, 2009

Township requires foreclosure purchasers to secure permit
C’field officials say they have safety in mind with occupancy requirement
By Lisa Gervais
Assistant Editor

Some new homeowners are taking advantage of a depressed housing market by snapping up deals on foreclosed homes. But buyers beware when previous tenants leave the dwellings stripped of fixtures, appliances, cabinets and furnaces.

Chesterfield Township building administrator Shawn Shortt has seen worse than missing sinks or doorknobs in foreclosed homes.

“They’re pulling the (water) meters out and the basement fills up with water,” he said.

Shortt said the stripped homes pose a safety concern for the new owners.

“We’re trying to keep a handle on this,” he said.

Shortt hopes requiring new homeowners to obtain a certificate of occupancy from the city will ensure that the foreclosed and bank-owned homes they bought have been properly inspected for safety before they move in.

“We’re looking out for the safety of the Chesterfield residents and the people who live around these foreclosed homes,” Chesterfield Township Supervisor Mike Lovelock said.

The Chesterfield Township Board of Trustees approved a resolution at their Aug. 3 meeting that will require new homeowners to pay $225 to obtain a certificate of occupancy.

“The whole idea is to keep these houses and the neighborhoods clean,” he said. “It should save property values and eliminate blight.”

Shortt said the homes will be inspected by electrical, mechanical, plumbing and building inspectors. If the inspectors don’t find any violations, the owners will be issued the certificate and given the all-clear to move in. Shortt said the homes will be inspected with the minimum standards of the property maintenance codes.

The city will be tagging foreclosed and bank owned homes with stickers stating a certificate of occupancy is required to move in.

“They’ve got to be cleaned up,” Shortt said. “We’re going to try and monitor this and make sure it’s a safe dwelling for the new homeowner and for the neighbor.”

In the works for the city are renter occupancy certificates that would require inspections before dwellings can be rented out. That ordinance hasn’t been presented yet, but Lovelock said it could be about a month.


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